When your car breaks down on a busy highway or in the middle of nowhere, having a trusted roadside assistance plan can turn a disaster into a minor hiccup. But not all plans are created equal—especially when it comes to towing fees, which can skyrocket depending on your location and provider. In this article, we’ll cover the top Affordable Roadside Assistance Plans that offer dependable service, reliable towing, and real value for your money.
Let’s break down what you really need, what it costs, and which companies are doing it right.
What to Expect From Good Roadside Assistance Plans
Quality roadside assistance plans should offer more than just towing. The best ones bundle multiple services that help in common emergencies, including:
- Jump-starts for a dead battery
- Flat tire changes
- Emergency fuel delivery
- Lockout help
- Winching or extraction
- Towing to a nearby mechanic or repair shop
Many insurance companies include some level of roadside coverage, but it’s not always the most cost-effective or comprehensive. That’s where third-party services can really shine.
The Best Affordable Roadside Assistance Plans
Here are some of the best-rated Affordable Roadside Assistance Plans that strike the right balance between service quality and cost, making them a smart choice for budget-conscious drivers.
1. AAA (American Automobile Association)
Coverage and Features
AAA is perhaps the most recognized name in roadside assistance. They offer three tiers of membership, with increasing benefits and higher towing limits at each level.
Towing Details
- Basic Plan: Up to 5 miles
- Plus Plan: Up to 100 miles
- Premier Plan: Up to 200 miles (one tow per year)
Perks
AAA includes perks like discounts on hotels, car rentals, and travel planning services.
2. Geico Emergency Road Service
Why It’s Affordable
Geico offers one of the cheapest add-ons for existing auto insurance policyholders. For a low annual fee, you can add roadside assistance to your coverage.
Towing Terms
Covers towing to the nearest repair facility and includes battery jump-starts, flat tire assistance, and fuel delivery.
3. Allstate Motor Club
Multiple Plans to Fit Any Budget
Allstate offers three plans, starting at a very accessible price point, including coverage for motorcycles and RVs.
What’s Included
- 24/7 towing
- Trip interruption coverage
- Identity theft protection
- Emergency travel expense reimbursement
Allstate’s plans offer strong value, especially for families or those who frequently travel long distances.
4. USAA Roadside Assistance
Best for Military Members
If you’re an active military member or a veteran, USAA provides excellent customer service and low rates.
Roadside Services
- Towing
- Battery service
- Lockout service
- Tire change
- Fuel delivery
USAA often partners with Agero for roadside service, ensuring a wide coverage area.
5. State Farm Emergency Roadside Service
Convenient and Flexible
State Farm customers can add emergency assistance for a small fee. The plan includes basic services like towing and tire changes.
How to Access
Use the mobile app or call directly. Your zip code may influence the towing partner they assign.
6. Liberty Mutual Roadside Assistance
Reliable and Easy to Add-On
Liberty Mutual offers a straightforward roadside add-on to its auto insurance policies. It’s easy to manage from their app and supports everything from fuel delivery to flat tire service.
Towing Notes
Covers the cost to the nearest repair facility, depending on your policy and location.
7. AARP Roadside Assistance (via Allstate)
Senior-Friendly Features
AARP partners with Allstate to provide age-friendly roadside services. Plans are tailored for older drivers and often come with added travel benefits.
Perks
- Discounted memberships
- Trip routing services
- Hotel and car rental discounts
Security, Privacy & Tech Support
When choosing a provider, make sure they take encryption and data security seriously—especially if you manage your plan through an app. You want to ensure your location, vehicle info, and payment data stay protected.
The best plan depends on your vehicle type, travel frequency, and budget. Whether you drive a compact car, a motorcycle, or an RV, there’s an option out there that fits your needs without draining your wallet. That’s why Affordable Roadside Assistance Plans are a smart choice for any kind of driver.
Tow Mates recommends that every driver consider at least a basic plan for peace of mind. Accidents and breakdowns are stressful enough—you shouldn’t have to worry about outrageous fees on top of it all.
